How to Buy a Home in New York?

by | Dec 10, 2021 | Buying a Home in New York, New York Real Estate, Real Estate Closing

New York Real Estate Buying Process

Buying a home in one of the biggest and busiest cities in the world can be pretty intimidating. And, if you are not familiar with buying property in New York, you may not be ready for some of the bureaucracies and difficulties involved with real estate transactions, not to mention that mistakes or oversights can become very costly.

While you may be very excited to buy a property or home in New York before you do so it is important that you consult an experienced New York real estate attorney to help you.

While a real estate agent will help you locate the right property, and guide you through the buying process, one of the biggest mistakes you can make while buying a property in New York is going at it without proper legal representation.

At Piccinnini Law, we provide effective and experienced representation to anyone who is looking to buy a home in New York, protecting your interests and one of the most significant investments.

There are important steps you must take to buy a property in New York, we help you navigate through them smoothly and protect you and your investment throughout the entire process.

To help you, we have laid out a few of the most important parts of the real estate buying process in New York.

What To Expect

Buying a home in New York is not always as fun and exciting as it seems. If this is your first property purchase, then you may not know what to expect. And if you have bought property before, then you know that it’s important to have strong legal representation at your side.

Commercial & Residential Property Sales in New York

The first part of the process is finding the right property for you, whether it’s a residential home or a commercial property for a business you want to start, relocate, or expand. But finding the right property involves more than “price and location”. New York properties can have a lot of restrictions, rules, and many of the buildings are old and out of compliance. When looking for the right property, it is important to factor in all factors involved to make sure you don’t buy a property and later have issues with it.

Start The Process with a Title Search

A title search will help ensure that the property’s title is clean and ready to be purchased. Titles can sometimes have issues, disputes, foreclosures, or leans that will prevent a straightforward sale and can seriously complicate the real estate transaction.

To do a title search, you will need to get the purchase process in motion. To do so, speak to a real estate attorney who can help make sure the process moves forward and that a thorough title search is performed.

If any title issues are found, Piccinnini Law can help resolve these issues or advise you on your options.

Making an Offer

Once you have found the property you want, the next step is to put in an offer. An initial offer will set the terms, conditions, and price of the sale. As the offer is a legal agreement of the real estate purchase, having a real estate attorney review the offer and contract prior to submission can help protect your down payment as well as protect you from any language or conditions that don’t work in your favor. We can also help with contract language, drawing up a contract, so that you are protected.

Have the Property Inspected

Before you purchase a property in New York, you must have it inspected.

An inspection will be done by a qualified home inspector and will check to make sure that the property has no serious structural or functional problems that have not already been disclosed. Additionally, if issues are found, an inspector may help you determine their severity. This aspect of the transaction will usually be handled by working with a real estate agent.


During the inspection process, you may find issues that were not previously disclosed, or you may notice things you did not notice before. The inspection period serves as a grace period where you can still negotiate the terms of the same as well as the price. However, negotiating can sometimes be overwhelming, intimidating, or tricky.

At Piccinnini Law, we will help make sure that the contract drawn up after the offer has been accepted reflects any negotiation you want to make and that the negotiations result in only what is best for you and your family.

Prepare Closing Documents and Final Inspection

When you have completed the inspection and have come to a final agreement it is time to prepare for closing and the final inspection.

Here, the closing documents will be prepared, and you should have an experienced real estate attorney look over them to ensure they are worded properly. In addition, you should do one final inspection to verify that repairs were made and that no more damage has been sustained.

Discuss Your Case with Piccinnini Law

If you would like to buy a home or commercial property in New York or if you are already mid the process, it’s never too late to discuss your options with Piccinnini Law. We can provide expert real estate advice and representation to make sure that the entire real estate transaction goes smooth and, most importantly, we will make sure that you and your property are protected throughout the sale.

Annie Justice Piccinnini Law Senior Editor

Annie Justice
Senior Editor, Piccinnini Law
(516) 500-2110